Fee Schedule

ROUTING NUMBER: 316386777

Fee Schedule as of November 1, 2018

Savings Account Fees

This account is NOT eligible for a debit card

Savings Account

$5.00
Reopen Previous Account Fee $3.00
Excessive W/D Fee (6 per month) $5.00
Checking Account Fees This account is eligible for a debit card
Checking Account $5.00
Monthly Service Fee on Checking Accts $6.00 - *Waived with Online Banking, 3 debit card transactions/month, and E-statements
Online Banking Services  
Corillian Online Banking Free
Card Valet Free
Online Bill Pay Services:  
Bill Pay Same Day Payment $9.95
Bill Pay Overnight Check $14.95
Transfer Now Services  
External Account Transfer into WTCU (inbound) Free
External Account Transfer out of WTCU (outbound):  
Standard 3-Day Transfer Free
Next Day Transfer $7.50
Pop Money Online Personal Payments:  
PopMoney 3-Day Send or Request $1.00 - *subject to daily limits www.popmoney.com
PopMoney Next Day Payment $3.00 - *subject to daily limits www.popmoney.com
PopMoney Transfer to Charity Free - *subject to daily limits www.popmoney.com
Business Account Fees  This account is eligible for a debit card
Minimum to open Business Account $25.00
One Time Fee to Open $25.00
Monthly Service Fee $10.00
Overnight Rush Orders for Debit cards & PINS  
UPS fee (Card) $26.00
Visa fee (Card) $20.00
UPS fee (PIN) $26.00
Visa fee (PIN) $20.00
Checking/Debit Non Sufficient Fund Fees  
Stop Payment Fee (per item) $25.00
NSF/CP (per item) $28.00
ODP (auto transfer to cover NSF/item) Free - *If its an ACH item, then a $5.00 fee applies
Debit Card Replacement Fee $10.00 - one free per year
Debit Card PIN # Replacement Fee $6.00
ATM W/D Fee $1.00
ATM Inquiry Fee $1.00
Misc. Service Fees (applicable to all accounts)  
Close Account (within 90 days after opening) $10.00
Account Reconciliation Fee $10.00/hr
Account Research Fee $10.00/hr
Coin Activity Fee (Over $50.00 in coin) $5.00 or 1% - whichever is higher
Deposit Item Return Fee  (Each) $28.00
Check Photocopy Fee $2.00/ea.
Statement Copy Fee $2.00/ea.
Verification of Deposit Documentation Fee $2.00/ea.
Account History Fee $3.00 1st pg/$1.00 additonal pgs
Fax Fee $2.00 1st pg/$1.00 additional pgs
Wire Transfer Fee (outgoing) $15.00 - over 50k, $20.00
Returned Mail/Bad Address Fee ( after 1st) $1.00
Items sent for Collections $15.00
Teller Check Fee (no checking) $6.00
Teller Check Fee (with checking) $2.00 - 1st 3 are free
Visa Gift Card Purchase Fee $3.00/card
Password Reset fee (allowed 1 free/month) $1.00/reset
Inactive Account Fee $5.00
Processing Fee for Levy, Garnishment, or Notice of Freeze $30.00
ACH Origination Return Fee $28.00 - includes TransferNow services
MasterCard Replacement $10.00
Home Origination Fee $150.00
Check Cashing Fee (no account) $5.00
Safe Deposit Box Fees (52nd only)  
Annual Rental Fees *(Key Deposit) $5.00
       3×5 $15.00
       3×10 $30.00
       5×10 $45.00
*Drilling Fee: (Actual Fee by Locksmith) TBD

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