How much Auto Loan Can I Afford? Money you've saved for a down payment: Trade-in value of your current vehicle: Click here to look up your vehicle value. Dealer rebates: How soon would you like to pay off your new vehicle? 60 months 48 months 36 months 24 months Desired payment amount: Interest rate you qualify for: % % Sales tax: % % Your Results With a monthly payment of $ for months, you'll be able to afford a vehicle that costs $. Cost of Vehicle: $ Down payment, rebates & trade-in: $ Tax: $ Total loan amount: $ Calculate Your Budget Monthly Savings Standard Savings/Emergency Fund: Investments: Retirement: Monthly Expenses Mortgage or rent payment: Auto loan payment: Credit card payment: Food (groceries and dining out): Water/sewer/trash: TV (cable, satellite, etc): Home phone/cell phone: Electric: Gas: Health (insurance, dr. visits, medication): Transportation (gas, parking, tune-ups): Insurance (car/home/life): Childcare: Clothing: Charitable contributions: Miscellaneous expenses: Income Breadwinner 1: Breadwinner 2: Additional income: Your Results Total Monthly Savings: $ Total Monthly Expenses: $ Total Monthly Income: $ Under/Over Budget: $ Calculate Auto Loan Payments Total vehicle purchase price: $ Term of loan: 12 months 24 months 36 months 48 months 60 months Down payment: $ Interest rate of loan: % % Fees: $ Sales tax: % % Trade-in allowance: $ Amount owed on trade: $ Your Results Your monthly payment is $. Calculate College Savings How much do you need for college? Years until college Current savings Average deposit Interest rate on savings account % % How often are you contributing to your savings? Weekly Biweekly Monthly Yearly Your Results You will have saved enough for college in years. To afford college in years, you will need to save $ or supplement college savings with loans, grants, scholarships or money earned while attending college. Calculate Debt Consolidation Current Situation Balance % Rate Payment Credit cards: $ % $ Auto loans: $ % $ Other loans: $ % $ Use credit card minimum payments Consolidated Loan Consolidated Loan Balance: $ Consolidate all current balances Consolidated Rate: % Consolidated Payment: $ Your Results Current Monthly Payments: $ Total Payments (With No Consolidation): $ Monthly Payment with Consolidation Loan: $ Total Payments with Consolidation Loan: $ Your Monthly Savings: $ Your Total (Interest) Savings: $ Calculate Saving for a Goal Desired Items Cost Remove Add Item Total desired items cost: $ How much do you currently have saved? Other Income (monetary gifts) How much are you depositing? *required How often are you contributing to your savings? Weekly Biweekly Monthly Yearly Your Results Total Cost of Desired Items: $ With a deposit of $, you’ll have saved enough money in months ( deposits).